Old acronyms die hard. No less an authority than a senior attorney at the Federal Reserve Bank of New York advised me that no one calls the Bureau of Consumer Financial Protection the BCFP—even though this is what it is called in the Dodd-Frank Act. Instead, even the agency refers to itself as the CFPB. Accordingly, we will get in step for future entries, as we have with the Met Life Building, the Ed Koch Bridge, and Kennedy Airport. A rose by any other name would smell as sweet. The OCC continues to study its leveraged lending guidelines. Foreign swap transactions executed in the U.S. will benefit from some exemptions. The healthy dividend paid by the Fed to the member banks will be cut back based on new law adopted in January.